Our Services

Many financial advisors work for large institutions like banks, insurance companies, or broker-dealers. Their primary loyalty often lies with their employers, whose “agenda” might differ than yours.

Additionally, some advisors earn commissions or other incentives, which can sometimes influence their recommendations towards certain products and services.

At our independent firm, we operate on a fee-only basis to align our interests with yours. We’re excited to offer you our best, unbiased recommendations.

Bringing it all together

Confiding with a trusted advisor creates an environment where your important personal goals are considered, evaluated, and steps are timely implemented.

We work closely with your other experts to bring a well-rounded view to your plan.

We will offer adjustments, as your circumstances evolve or market conditions change. 

What’s on your mind?

  • Should I contribute to personal pension plans, such as IRA, Roth IRA, or Annuity?
  • What 401(K) options should I elect, and how would I contribute?
  • How should I save or pay for college for my kids?
  • How much debt should I take on when deciding to purchase real estate?
  • Should I participate in my company’s deferred compensation plan?

Investment Management

Creating and monitoring your investment plan is one of the most important aspects of your overall financial well-being.

When building investment portfolios, the primary goal isn’t to simply to obtain the largest possible return, but rather to give you the highest likelihood of achieving your goals — balancing risk as well as return, while incorporating your personal values and preferences.

What’s on your mind?

  • Are there any gaps or additional opportunities within my portfolio? 
  • Can my investment portfolio withstand a significant market drop?
  • Am I taking on the appropriate level for my risk with my various investments?
  • What should I consider if I have pensions and investments in another country?

Cross-border and "Relocation" (Israel-USA)

If you ever moved to another country, you probably realized how many things require careful consideration. Mistakes can cost money, time, and plenty of frustration.

We help you ask the right questions so you can navigate through the many obstacles.

We continue guiding you in building a new financial foundation here in the USA, as you reposition yourself for a success in the future.

What’s on your mind?

  • What assets or insurance policies should I move out of Israel?
  • How do I prevent my income, stocks, or options from being taxed twice?
  • How do I make sure that I completed all the required fillings in both countries?
  • Should I try to become a U.S. Citizen or give up my Green Card?

Tax Planning

Wealth-Builders always worked in tandem with our affiliated CPA Firm. As such, we always consider tax strategies an integral part of wealth management, and for good reason.

Taxes touch every aspect of your financial life — from investment strategies and planning for your retirement to leaving a financial legacy.

Taxes can quickly erode your gains and assets from an otherwise solid financial plan. Therefore, we also strive to stay informed, regarding any changes in tax laws, which may affect you.

What’s on your mind?

  • Am I paying more in taxes than I should be?
  • Are my retirement accounts as tax-efficient as possible?
  • Am I using the right business entity? 
  • How can I minimize the effect of taxes on my estate plan?

Risk (Insurance) Review

The consequences of death or disability and the costs of major medical or long-term care may be detrimental to your family’s financial plan. Some of these events cause personal and emotional hardship to your loved ones.

We will discuss the major risks with you and will work closely with your insurance advisers to implement cost effective solutions.

What’s on your mind?

  • What would the need for long-term care do to my portfolio?
  • How can I make sure my life insurance policies are set up in the most tax-efficient manner?
  • In which Medicare plan do I need to enroll?
  • If I were to lose my income, could my family maintain our current lifestyle?

Protecting Wealth and Your Family

Creating a plan for your estate is about much more than transferring your wealth or reducing taxes.

It’s about your intentions, values, family, and legacy. 

We collaborate with your attorneys, who draft estate planning documents, to help ensure your wishes are fully integrated with your financial plan.

What’s on your mind?

  • Who will be the Guardians for my minor children?
  • Will my family’s wealth be safeguarded and correctly transferred to the next generation?
  • What will happen if I become incapacitated and cannot make my own financial or medical decisions?
  • Who will be responsible for carrying out my wishes?
Let's talk!